Question 1

How much does surrogacy cost?

Accepted Answer

Total surrogacy costs typically range from $101,000 to $195,000, including agency fees ($20,000–$35,000), surrogate compensation ($40,000–$80,000), medical costs ($15,000–$30,000), legal fees ($8,000–$15,000), and insurance ($8,000–$20,000).

Question 2

What is included in surrogacy costs?

Accepted Answer

Surrogacy costs include: agency fees for matching and case management, surrogate compensation, medical costs for IVF and prenatal care, legal fees for surrogacy agreements, surrogate health insurance, and miscellaneous expenses.

Question 3

How do people pay for surrogacy?

Accepted Answer

Surrogacy can be financed through personal savings, specialty fertility loans (up to $100,000, 7–15% APR), home equity loans, employer fertility benefits, or 401k loans.

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